Well, when I asked the mortgage advisor for projections on interest only and repayment, it looks like they took it as "go ahead with repayment" because I got in the post today loads of paperwork for my repayment mortgage, including insurances and such. I think I'm going to stop the critical illness one as I don't envision being on death's door, health wise in the next two years.
I guess this makes my mind up. I CAN afford the repayment, and to be honest, in two years when it comes time to remortgage, I'll only owe £155,000 (or something similar).
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