Had the mortgage people on the phone today, just trying to nail down the monies - how much I wanted to borrow, how much I had as a deposit and how much Barratts are putting up. As Halifax will only lend 75%, it looks like I will have to dip into my ISAs now to make up the £20,000 I need. Halifax originally said they'd lend me £155,000, but it's now going to be £150,000 which I guess is good, that's £10,000 worth of interest less.
Now that they have all that info, I have to wait until tomorrow morning, when it should be all good news.
Fingers definitely crossed!
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